Beth A. Kowalski, BS, CFP®is both a CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL, and a Registered Representative of Raymond James Financial Services, Inc.  Ms. Kowalski is a graduate of DeSales University and holds a BS in Accounting.  Before entering the field of financial services, Ms. Kowalski spent twenty years within industry holding positions in financial and executive management.  Her expertise includes providing financial advice to clients regarding business and retirement planning as well as investment analysis.  Her securities licensing includes the Series 7 (General Securities Representative), Series 66 (Uniform Combined State Law Examination), and the Series 24 (General Security Principal). She also holds a Pennsylvania Insurance Commission Series 10-90 (Life/Health/Accident) insurance license. 

Beth resides in Whitehall, PA with her husband, Leo. Leo is employed by Air Products & Chemicals, Inc., located in Allentown, PA. Beth has two stepchildren, Karin and Kurt, and her hobbies include tennis, scuba diving, reading and travel.

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